De or het saldobetaling?

The correct Dutch article is:

de saldobetaling

Rule Words ending in -ing: almost always de. See the rule

How to use saldobetaling

the saldobetalingde saldobetaling
this saldobetalingdeze saldobetaling
that saldobetalingdie saldobetaling
our saldobetalingonze saldobetaling
your saldobetalingjouw saldobetaling
every saldobetalingelke saldobetaling
which saldobetaling?welke saldobetaling?
a big saldobetaling / the big saldobetalingeen grote saldobetaling, de grote saldobetaling